I know it's soon to talk about it. Oh, now Pop, I couldn't. I couldn't face being cooped...

Pa Bailey: I know it's soon to talk about it. George Bailey: Oh, now Pop, I couldn't. I couldn't face being cooped up for the rest of my life in a shabby little office... Oh, I'm sorry Pop, I didn't mean that, but this business of nickels and dimes and spending all your life trying to figure out how to save three cents on a length of pipe... I'd go crazy. I want to do something big and something important. Pa Bailey: You know, George, I feel that in a small way we are doing something important. Satisfying a fundamental urge. It's deep in the race for a man to want his own roof and walls and fireplace, and we're helping him get those things in our shabby little office. George Bailey: I know, Dad. I wish I felt... But I've been hoarding pennies like a miser in order to... Most of my friends have already finished college. I just feel like if I don't get away, I'd bust. Pa Bailey: Yes... yes... You're right son. George Bailey: You see what I mean, don't you, Pop? Pa Bailey: This town is no place for any man unless he's willing to crawl to Potter. You've got talent, son. I've seen it. You get yourself an education. Then get out of here. George Bailey: Pop, you want a shock? I think you're a great guy. [to Annie, listening through the door] George Bailey: Oh, did you hear that, Annie? Annie: I heard it. About time one of you lunkheads said it.