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Bank Customer: We don't qualify, do we? I knew it!
Bank Customer: Honey, be quiet. She hasn't said anything yet.
Shawn Holloway: No, you qualify.
Bank Customer: I knew it!
Shawn Holloway: Technically.
Bank Customer: Technically? What does that mean?
Shawn Holloway: It means, on paper, that you qualify for this home loan.
Bank Customer: But, you're not giving it to us. I knew it!
Shawn Holloway: No, all I'm saying is that I want you to fully consider what you're getting yourselves into. For instance, this is your first child, right?
[the wife smiles proudly and nods]
Shawn Holloway: Do you have any idea how much it costs to put one child through college these days?
Bank Customer: H-he's not even born yet.
Shawn Holloway: By my calculations, with your current salary and your future earning potential, you'd never be able to save enough money to put one kid through college, much less two. What if the kid needs braces? What if he has a learning disability and needs private tutoring? What if he does something stupid, gets arrested, and you need to hire an attorney? What if you get divorced? Then we're talking about two households here. I just want to make sure you consider all the possibilities before you take on a debt this huge.
Bank Customer: Oh, umm... maybe she's right honey. I mean, we haven't really thought this through. Let's go.
Bank Customer: But she said we qualified for the loan.
Bank Customer: There are too many 'what ifs.' I knew we couldn't do this.
Bank Customer: [to Shawn] What kind of a miserable person are you, anyway?
Bank Customer: Honey, be quiet. She hasn't said anything yet.
Shawn Holloway: No, you qualify.
Bank Customer: I knew it!
Shawn Holloway: Technically.
Bank Customer: Technically? What does that mean?
Shawn Holloway: It means, on paper, that you qualify for this home loan.
Bank Customer: But, you're not giving it to us. I knew it!
Shawn Holloway: No, all I'm saying is that I want you to fully consider what you're getting yourselves into. For instance, this is your first child, right?
[the wife smiles proudly and nods]
Shawn Holloway: Do you have any idea how much it costs to put one child through college these days?
Bank Customer: H-he's not even born yet.
Shawn Holloway: By my calculations, with your current salary and your future earning potential, you'd never be able to save enough money to put one kid through college, much less two. What if the kid needs braces? What if he has a learning disability and needs private tutoring? What if he does something stupid, gets arrested, and you need to hire an attorney? What if you get divorced? Then we're talking about two households here. I just want to make sure you consider all the possibilities before you take on a debt this huge.
Bank Customer: Oh, umm... maybe she's right honey. I mean, we haven't really thought this through. Let's go.
Bank Customer: But she said we qualified for the loan.
Bank Customer: There are too many 'what ifs.' I knew we couldn't do this.
Bank Customer: [to Shawn] What kind of a miserable person are you, anyway?
Full Transcript
00:00:01.000 --> 00:00:03.236
We don't qualify do we I knew it
00:00:05.605 --> 00:00:08.174
woman Be quiet she hasn't said anything yet
00:00:08.341 --> 00:00:09.342
loud thump
00:00:09.843 --> 00:00:11.845
No you qualify I knew it
00:00:12.846 --> 00:00:14.114
Technically
00:00:14.447 --> 00:00:16.483
Technically What does that mean
00:00:16.085 --> 00:00:19.853
It means that in paper you qualify for this home loan
00:00:19.986 --> 00:00:22.455
But you are not gonna give it to us I knew it
00:00:22.522 --> 00:00:25.692
No All I am saying is that I want you guys to fully consider
00:00:25.759 --> 00:00:27.227
you're getting yourselves into
00:00:27.293 --> 00:00:29.662
For instance this is your first child right
00:00:29.863 --> 00:00:31.564
Have any idea how much it costs
00:00:31.631 --> 00:00:33.008
to put a child through college these days
00:00:33.009 --> 00:00:34.901
woman stammers
00:00:34.968 --> 00:00:36.302
He's not even born yet
00:00:36.097 --> 00:00:39.305
By my calculations with your current salary
00:00:39.372 --> 00:00:41.307
and your future earning potential
00:00:41.374 --> 00:00:43.243
you'll never be able to save enough money
00:00:43.309 --> 00:00:45.912
to put one kid through college much less two
00:00:46.746 --> 00:00:48.281
What if the kid needs braces
00:00:48.348 --> 00:00:50.998
What if he has learning disability
00:00:50.015 --> 00:00:51.618
and needs private tutoring
00:00:51.685 --> 00:00:53.998
What if he does something stupid
00:00:53.999 --> 00:00:55.522
gets arrested and you need to hire an attorney
00:00:55.722 --> 00:00:57.003
What if you get divorced
00:00:57.223 --> 00:00:59.359
Are we talking about two households here
00:01:02.295 --> 00:01:05.999
I just wanna make sure you considered all the possibilities
00:01:05.432 --> 00:01:07.003
before you take on a debt this huge
00:01:10.037 --> 00:01:11.371
Oh I'm
00:01:11.905 --> 00:01:15.956
she's right honey We really haven't thought this through
00:01:16.209 --> 00:01:17.999
Let's go
00:01:17.277 --> 00:01:19.345
But she said we quality for the loan
00:01:19.001 --> 00:01:20.914
There too many what ifs
00:01:21.999 --> 00:01:22.949
I knew we couldn't do this
00:01:24.617 --> 00:01:27.022
What kind of a miserable person are you anyway
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Movie Summary
A suicidal loan officer is about to jump off the bank roof after seeing her lover/boss's pregnant wife, when a bank robber grabs her as hostage. She helps him escape.