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OK look If home prices don't go upYou are not going to be able to refinanceAnd you're going to be stuck payingwhatever your monthly payment is once it jumps up whenever your TISA rate expiresYour

I have five houses... and a condo

The Big Short • 2015

Mark Baum:
Okay, look. If home prices don't go up, you are not going to be able to refinance. And you'll be stuck paying whatever your monthly payment is once it jumps up after your teaser rate expires. Your monthlies could go up two-, three-hundred percent.Florida Strip Club Dancer:James says I can always refinance.Mark Baum:Well, he's a liar. Actually, in this particular case, James probably is wrong.Florida Strip Club Dancer:200 percent? On all my loans?Mark Baum:What do you mean "all" your loans? We're talking about two loans on one house, right?Florida Strip Club Dancer:I have five houses... and a condo

Full Transcript

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OK look If home prices don't go up

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You are not going to be able to refinance

00:00:06.006 --> 00:00:07.054

And you're going to be stuck paying

00:00:07.082 --> 00:00:11.008

whatever your monthly payment is once it jumps up whenever your TISA rate expires

00:00:12.042 --> 00:00:14.076

Your monthly's could go up two to three hundred percent

00:00:14.096 --> 00:00:16.076

James says i can always refinance

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Well He's A liar

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Actually in this particular case James probably is wrong

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Two hundred percent

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On all my loans

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What do you mean All your loans We're talking about two loans on one house right

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I have five houses

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And a condo

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لسنا بمفردنا

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إذا لم ترتفع الأسعار

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لن يمكنك إعادة التمويل

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وتستمرين في دفع ما تدفعيه شهريا

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تستمرين بالدفع ويرتفع فوائدك لـ 200 أو 300 بالمائة

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جايمس يقول يمكنني دائما إعادة التمويل والحصول على قرض آخر

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حسنا هو كاذب

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في الواقع في هذه القضية بالتحديد هو خاطئ

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أحصل على فائدة 200 على جميع قروضي

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ماذا تقصدين بجميع قروضك

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نحن نتحدث عن قرضين على منزل واحد

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لدي 5 منازل

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وشقة صغيرة

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Écoutez Si les prix ne montent pas

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vous ne pourrez pas vous refinancer

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Et vous devrez payer

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des grosses mensualités dès que le taux d'appel expirera

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Ça peut grimper de 200 à 300

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James dit que je pourrai refinancer

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C'est un menteur

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En tout cas sur ce point il se trompe

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200 Sur tous mes prêts

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Tous On parle de deux prêts sur votre maison non

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J'ai cinq maisons Et un appart

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Wenn die Hauspreise nicht ansteigen werden Sie nicht refinanzieren können

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Und Sie werden wer weiß was

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zahlen müssen wenn ihre Zinsbindung abgelaufen ist

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Ihre Monatsraten könnten um 200 bis 300 steigen

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James sagt ich kann refinanzieren

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Er ist ein Lügner

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Oder besser gesagt er irrt sich in diesem Fall

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200 Auf alle meine Hypotheken

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Was meinen Sie mit alle

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Wir reden hier von 2 Hypotheken auf ein Haus oder

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Ich habe 5 Häuser

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Und eine Eigentumswohnung

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Okay dengar Jika harga rumah tidak naik

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kau tidak akan bisa melakukan pembiayaan ulang

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Dan kau akan terjebak dengan membayar berapapun jumlah cicilan bulananmu

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meningkat segera sesudah suku bunga perkenalanmu berakhir

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Cicilan bulananmu bisa melejit sampai 200 300

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James bilang aku selalu bisa melakukan pembiayaan ulang

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Well dia pembual

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Sesungguhnya khusus dalam kasus ini James mungkin salah

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200 percent pada semua KPR ku

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Apa maksudmu denga semua KPR mu

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Kita bicara tentang dua KPR pada satu rumah kan

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Aku punya 5 rumah

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Dan sebuah Kondominium

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Ok bien si los precios no van a subir

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No vas a poder refinanciarlas Y vas a dejar de pagar

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cualquiera que sea el régimen de pago va a saltar luego de que expire

00:00:12.478 --> 00:00:16.248

Tienes que ir al 200 o 300 Parece como si no fueran a refinanciar

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Bueno él es un mentiroso De hecho en este caso en particular

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Probablemente esté equivocado 200

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En todos mis préstamos

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Qué quieres decir con todos tus préstamos

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estamos hablando de préstamos verdaderos de una casa cierto

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Tengo 5 casas y un condominio

Available in 6 languages

Duration

34 seconds

Views

2,707

Timestamp in Movie

00:54:10

Uploaded

Mar 06, 2026

Genres

Production

Paramount Pictures,Regency Enterprises,Plan B Entertainment

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Movie Summary

The men who made millions from a global economic meltdown.

Actors

Mark Baum

Florida Strip Club Dancer